Last Updated: January 15, 2026
Please read these Terms and Conditions carefully before using the jos78 platform. By creating an account, accessing our website, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. If you do not agree with any part of these terms, you must not use our services.
For the purposes of these Terms and Conditions, the following definitions apply:
You must be at least 21 years of age to create an account and use jos78 services. By registering, you confirm that you are of legal age to participate in online gambling activities under the laws applicable to your jurisdiction. jos78 reserves the right to request proof of age at any time, and accounts found to be held by individuals under 21 years of age will be immediately closed, with all funds forfeited.
Our services are intended for residents of Indonesia. You must be physically located within Indonesia when accessing and using the jos78 platform. By creating an account, you represent and warrant that you are an Indonesian resident with a valid Indonesian National Identity Card (KTP).
Each User is permitted to maintain only one account with jos78. Creating multiple accounts is strictly prohibited and may result in closure of all accounts and forfeiture of funds. If we detect multiple accounts associated with the same individual (through IP address, payment method, device fingerprint, or other means), we reserve the right to close all such accounts.
You must provide accurate, current, and complete information during the registration process. This includes your full legal name as it appears on your Indonesian National Identity Card, date of birth, residential address, email address, and phone number. You agree to update your information promptly if any changes occur. Providing false or misleading information constitutes a material breach of these Terms and may result in account termination.
The following individuals are prohibited from creating accounts or using jos78 services:
You are solely responsible for maintaining the confidentiality of your jos78 account username, password, and any other security credentials. You must not share your login information with any third party. Any activity conducted through your account will be deemed to have been authorized by you, and you will be held responsible for all transactions and actions taken.
jos78 is committed to preventing fraud, money laundering, and underage gambling. As part of our regulatory compliance and security measures, we require all Users to complete Know Your Customer (KYC) verification. You must submit the following documents:
KYC verification is typically processed within 1 to 24 hours during business hours (Western Indonesia Time). You may deposit funds and play games while verification is pending, but withdrawal requests cannot be processed until your account is fully verified. We reserve the right to request additional documentation or information at any time to complete the verification process.
Failure to complete KYC verification within a reasonable timeframe, or refusal to provide requested documentation, may result in account suspension or termination. In such cases, jos78 reserves the right to withhold withdrawals until verification is completed or return deposited funds minus any bonuses or winnings obtained.
jos78 accepts deposits and processes withdrawals through various Indonesian payment methods including bank transfers (BCA, BRI, BNI, Bank Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon) and e-wallets (OVO, DANA, GoPay, ShopeePay, LinkAja). All transactions must be conducted in Indonesian Rupiah (IDR).
The minimum deposit amount is Rp 50,000 for most bank transfer methods and Rp 25,000 for e-wallet methods. Maximum deposit limits vary by payment method and are displayed during the deposit process. Deposits are typically credited to your account instantly or within 5 minutes during normal processing hours. You must use payment methods registered in your own name; third-party deposits are not permitted.
Withdrawals can only be processed to verified accounts. The minimum withdrawal amount is Rp 100,000. Verified accounts typically receive withdrawals within 1 to 4 hours during business hours (08:00 - 22:00 WIB). First-time withdrawals or large withdrawal amounts may require additional verification and processing time of up to 24 hours. Withdrawals must be made to payment methods registered in your name that match the name on your verified KYC documents.
jos78 reserves the right to impose additional security checks or restrict withdrawals in the following circumstances:
In compliance with anti-money laundering regulations, deposited funds must be wagered at least once (1x rollover) before withdrawal. If you attempt to withdraw funds without meeting minimum wagering requirements, we reserve the right to charge an administrative fee of up to 10% of the withdrawal amount or decline the withdrawal request.
jos78 offers various bonuses and promotions including welcome bonuses, reload bonuses, cashback offers, and VIP rewards. All bonuses are subject to specific terms and conditions which are provided at the time of the promotion. By claiming a bonus, you agree to comply with all applicable bonus terms.
Most bonuses are subject to wagering requirements (also known as rollover or playthrough requirements) before they can be converted to withdrawable cash. Wagering requirements typically range from 5x to 30x the bonus amount, depending on the specific promotion. You must complete all wagering requirements within the specified timeframe (usually 7 to 30 days) or the bonus and any associated winnings will be forfeited.
jos78 has a zero-tolerance policy for bonus abuse. The following activities constitute bonus abuse and may result in forfeiture of bonuses, winnings, and account closure:
jos78 reserves the right to modify, suspend, or cancel any bonus or promotion at any time without prior notice. We also reserve the right to refuse bonus eligibility to any User at our sole discretion.
All sports bets placed on jos78, including football (bandar bola), basketball, tennis, badminton, esports, and other sports, are subject to our comprehensive betting rules. Key principles include:
All casino games including slots, live dealer games (blackjack, roulette, baccarat, poker), and table games are subject to rules provided by the respective game providers (Evolution Gaming, Pragmatic Play, Microgaming, NetEnt, etc.). In the event of a dispute regarding game results, the game provider's server logs and transaction records will be considered the authoritative source.
All togel (lottery) bets including Singapore (SGP), Hong Kong (HK), Sydney (SDY), and Macau markets are settled based on official draw results from the respective lottery operators. Draw times and result verification procedures are displayed on our platform. In the rare event of a draw cancellation or result dispute, jos78 will follow the official decision of the issuing lottery authority.
jos78 reserves the right to impose maximum payout limits on individual bets, parlays, or daily winnings. These limits vary by game type and market and are clearly stated in the relevant betting rules. We also reserve the right to impose stake limits on individual accounts based on betting history, risk assessment, or other factors.
In the event of a technical error, system malfunction, or game glitch that results in incorrect odds, payouts, or game outcomes, jos78 reserves the right to void affected bets and restore accounts to their pre-error state. If an error is discovered after payouts have been made, we reserve the right to deduct the erroneous amounts from User accounts.
Engaging in any prohibited activity may result in immediate account suspension, forfeiture of funds, and possible legal action. These activities include but are not limited to: fraudulent transactions, money laundering, collusion with other players, use of automated betting systems or bots, exploitation of system vulnerabilities, and providing false information during registration or verification.
The following activities are strictly prohibited on the jos78 platform:
jos78 is committed to promoting responsible gaming and protecting players who may be at risk of developing gambling problems. We provide the following tools and resources:
If you believe you may have a gambling problem, we strongly encourage you to visit our Responsible Gaming page for additional resources and support contacts. Remember, gambling should be entertainment, not a way to make money or solve financial problems. Only gamble with money you can afford to lose, and never chase your losses.
To the maximum extent permitted by applicable law:
You acknowledge that gambling inherently involves risk of financial loss, and you participate at your own risk.
We reserve the right to suspend your account immediately and without prior notice if:
We may terminate your account and these Terms at any time for any reason, with or without cause, by providing notice to your registered email address. Upon termination, your account balance (excluding any forfeited bonuses or winnings) will be returned to you subject to completion of any pending investigations and verification procedures.
You may request account closure at any time by contacting our customer support team. Before closing your account, you must withdraw any remaining balance. If you have active bonuses or pending bets, these will be forfeited upon account closure unless otherwise specified.
If you have a complaint or dispute regarding jos78 services, please contact our customer support team immediately at the email address provided below. We are committed to resolving disputes fairly and promptly. Our dispute resolution process includes:
All disputes must be raised within 30 days of the incident or transaction in question. Disputes raised after 30 days may not be accepted for review.
These Terms and Conditions shall be governed by and construed in accordance with the laws applicable to online gaming services operating in the Indonesian market. Any disputes arising from these Terms that cannot be resolved through our dispute resolution process shall be subject to the exclusive jurisdiction of competent courts.
You acknowledge that online gambling is subject to legal restrictions in certain jurisdictions, and it is your responsibility to ensure that your use of jos78 services complies with all laws applicable to you.
jos78 reserves the right to modify, amend, or update these Terms and Conditions at any time. When material changes are made, we will notify you by email to your registered email address and/or by posting a notice on our platform. The "Last Updated" date at the top of this page indicates when the most recent changes were made.
Your continued use of jos78 services following notification of changes constitutes your acceptance of the modified Terms. If you do not agree to the amended Terms, you must stop using our services and close your account.
If you have any questions regarding these Terms and Conditions, or if you need to contact jos78 for any reason, please reach out to us:
For responsible gaming support, please visit our Responsible Gaming page.
By creating an account with jos78 and using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. You also confirm that you meet all eligibility requirements, including being at least 21 years of age and a resident of Indonesia.
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